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Understanding Your Annuity

Annuities come in various forms – fixed, variable, income, index-linked and more – and each has its place and time in an investment portfolio. Generally, annuities are purchased as long-term investments to cover future needs like retirement or lifetime income; however, in recent times, annuities have emerged as a safe-haven for “just-in-case” money that heretofore was held in banks or government bonds. Annuities are issued by insurance companies and generally presented by financial professionals and planners to conservative, long-term savers seeking reasonable returns, safety and some access to their money in case of unexpected needs. All annuities offer triple compounding through tax deferral of earnings.

The e-Report on Annuities is a complete reference on all types of annuities and goes into sufficient detail to answer most of the questions that might be asked by current owners of annuities or individuals considering purchasing them.

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